Our motorhomes carry comprehensive motor insurance for the UK mainland which can be extended to western Europe, this is to cover damage to the vehicle or to third parties.
If there is damage to the motorhome and the accident was your fault, your liability is the first £750, in the case of damage caused due to the third party we will retain the excess until it is agreed it is the other parties fault (unfortunatley many people say it wasn't their fault and it turns out to be their responsibility once the facts are checked).
For overhead damage (eg from trees) you are liable for the first £1500. For write off or theft you are liable for the first £1500. Please note acts of negligence or abuse are completely your responsibility.